EIS Calculator Malaysia 2026
Calculate your EIS (SIP — Sistem Insurans Pekerjaan) employee and employer contributions instantly. Based on official PERKESO 2024 rates — 0.2% each side, wage ceiling RM4,000.
Enter Your Salary
Gross salary before deductions. EIS contributions are capped at RM4,000/month.
EIS Rate (2024)
• Employee contribution: 0.2% of insured wages
• Employer contribution: 0.2% of insured wages
• Wage ceiling: RM4,000/month (max RM8.00 each)
• Based on PERKESO EIS contribution schedule
Enter your monthly salary and tap Calculate EIS.
What Is EIS / SIP (Employment Insurance System)?
The Employment Insurance System (EIS), or Sistem Insurans Pekerjaan (SIP) in Malay, is a mandatory social protection scheme that protects employees who lose their jobs involuntarily. It is administered by PERKESO (the same body that manages SOCSO) and governed by the Employment Insurance System Act 2017.
Unlike EPF (a retirement savings account you can withdraw from) or SOCSO (insurance for workplace injuries), EIS acts as a safety net — providing temporary income replacement while you search for a new job, plus access to training and career support.
Job Search Allowance (JSA)
The core EIS benefit. If you are retrenched, you receive a monthly payment for up to 6 months based on your previous wage, helping cover living costs while job hunting.
Reduced Income Allowance
If your employer reduces your working hours or salary, EIS can top up a portion of the income reduction — helping you stay employed rather than becoming unemployed.
Training Allowance & Fee
EIS funds upskilling and reskilling programmes at approved institutions. You receive a training allowance while attending classes, funded separately from your JSA.
Early Re-employment Allowance
If you find a new job before your JSA runs out, EIS pays a lump-sum bonus for the remaining months — rewarding faster job placement.
Who Must Contribute to EIS?
EIS vs SOCSO vs EPF
| Feature | EIS | SOCSO | EPF |
|---|---|---|---|
| Purpose | Job loss protection | Workplace injury & invalidity | Retirement savings |
| Employee Rate | 0.2% | 0.5% (1st Cat) | 11% |
| Employer Rate | 0.2% | 1.75% (1st Cat) | 12–13% |
| Wage Ceiling | RM4,000 | RM5,000 | No ceiling |
| Personal Account | No | No | Yes |
| Withdrawable | No — claims only | No — claims only | Yes (age 55/60) |
| Payout Trigger | Retrenchment / VSS | Work injury / invalidity | Age, housing, medical |
| Admin Body | PERKESO | PERKESO | KWSP |
EIS Contribution Table
Employee 0.2% · Employer 0.2% · Wage ceiling RM4,000/month · Max RM8.00 each side
| Salary Range | Employee (RM) | Employer (RM) | Total (RM) |
|---|---|---|---|
| RM 30 – RM 49.99 | 0.10 | 0.10 | 0.20 |
| RM 50 – RM 99.99 | 0.20 | 0.20 | 0.40 |
| RM 100 – RM 199.99 | 0.40 | 0.40 | 0.80 |
| RM 200 – RM 299.99 | 0.60 | 0.60 | 1.20 |
| RM 300 – RM 399.99 | 0.70 | 0.70 | 1.40 |
| RM 400 – RM 499.99 | 0.90 | 0.90 | 1.80 |
| RM 500 – RM 699.99 | 1.20 | 1.20 | 2.40 |
| RM 700 – RM 899.99 | 1.60 | 1.60 | 3.20 |
| RM 900 – RM 1,099.99 | 2.00 | 2.00 | 4.00 |
| RM 1,100 – RM 1,299.99 | 2.40 | 2.40 | 4.80 |
| RM 1,300 – RM 1,499.99 | 2.80 | 2.80 | 5.60 |
| RM 1,500 – RM 1,999.99 | 3.50 | 3.50 | 7.00 |
| RM 2,000 – RM 2,499.99 | 4.50 | 4.50 | 9.00 |
| RM 2,500 – RM 2,999.99 | 5.50 | 5.50 | 11.00 |
| RM 3,000 – RM 3,499.99 | 6.50 | 6.50 | 13.00 |
| RM 3,500 – RM 3,999.99 | 7.50 | 7.50 | 15.00 |
| RM 4,000 and above | 8.00 | 8.00 | 16.00 |
Contribution amounts follow the official PERKESO EIS contribution schedule and may be adjusted when regulations change. Verify the latest rates at perkeso.gov.my.
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Frequently Asked Questions
Disclaimer: This calculator and article are provided for educational and informational purposes only. Results are estimates and should not be considered financial, tax, legal, or investment advice. Please consult the relevant authority, financial institution, or qualified professional before making financial decisions.